United India Health Insurance Plans

Company Overview

Established on on 18^th February 1938, United India General Insurance Company is the public sector insurance company. It is a leader in providing covers to mega customers, including ONGC Ltd, Mumbai International Airport Ltd, GMR- Hyderabad International Airport Ltd, etc. The company is the forerunner in providing insurance products to rural masses. United India is having its presence in over 200 towns and villages throughout the nation.

The Claim Settlement Ratio is 109.40% of the company for the year 2018-19 .

Snapshot Of United India Health Insurance Plans

Plan Name	Plan Type	Min/Max Age	Min/Max SI	Availability	Plan Tenure
Family Medicare	Family Floater	Adult: 18 years– 80 years Child: 3 months – 18 years	Min SI: 1 Lakh Max SI: 10 Lakh	Online	Min: 1 year Max:
Family Medicare 2014	Family Floater	Adult: 18 years– 80 years Child: 3 months – 18 years	Min SI: 1 Lakh Max SI: 10 Lakh	Offline	Min: 1 year Max:
United Health Insurance Policy- GOLD	Individual/Family Floater	Adult: 36 years– 60 years Child: 3 months – 18 years	Min SI: 1 Lakh Max SI: 5 Lakh	Online	Min: 1 year Max:
United Health Insurance Policy- PLATINUM	Individual/Family Floater	Adult: 18 years– 35 years Child: 3 months – 18 years	Min SI: 1 Lakh Max SI: 10 Lakh	Online	Min: 1 year Max:
Top Up Medicare Policy	Individual/Family Floater	Adult: 18 years– 80 years Child: 3 months – 18 years	Min SI: 3 Lakh Max SI: 15 Lakh	Offline	Min: 1 year Max:
Super Top Up medicare policy	Individual/Family Floater	Adult: 18 years– 80 years Child: 3 months – 18 years	Min SI: 3 Lakh Max SI: 15Lakh	Offline	Min: 1 year Max:

Reasons for buying United India Health Insurance Plans

In this era of inflation, the medical inflation is aggravating at an advanced speed. Ife is uncertain, medical emergencies may come or occur anytime. It is imperative to be prepared for such events to get rid of the financial burden of hospital bills, or treatment costs. United India offers comprehensive Health plans to cater to the needs of the customers.

Main USP’s of United India Health Insurance Plans are:

Policy for you & your family
Coverage up to 15 Lacs is available with top-up policy
Additional coverage at a nominal cost
Get cashless facility in 7000 network hospitals across India
Get premium discount on covering family members
No pre acceptance medical test
Avail Lifetime Renewability

Key Benefits of United India Health Insurance Plans

In-patient expenses such as room rent, boarding, nursing expenses, OT charges, ICU expenses, blood, oxygen, medicines, etc. are covered
Pre hospitalization expenses are covered for 30 days before hospitalization
Post hospitalization expenses are covered for 60 days after hospitalization
Listed day care procedures, which require hospitalization for less than 24 hours
Ayush Treatment is covered, when taken in a government hospital or government approved medical facility
Organ donor’s hospitalization expenses are covered
The premiums paid under the policy are eligible for tax benefits under section 80D of the Income Tax Act

Value Added Benefits under United India Health Insurance Plans

Get No Claim Bonus of 3% up to a maximum of 15% of the sum insured on every claim free policy year
Avail free medical check up after every 3 claim free policy years
Additional covers such as Ambulance service and Daily Hospital Cash are available
Option to take medical second opinion
Pre-acceptance medical test is not required up to 45 years