Raheja QBE Health Insurance Plans

Company Overview

Raheja QBE General Insurance Company is a joint venture between Prism Cement Limited (India's largest integrated Building Materials Company) and QBE Holdings (AAP) Pty Limited (subsidiary of QBE Insurance Group, Australia). Raheja QBE received its Certificate of Registration from IRDAI on December 12, 2008. The company has received ‘A+’ rating by Standard and Poor’s Insurance Financial Strength rating. Raheja QBE is looking establish itself as first choice of the customers and in order to achieve this objective, the company is offering a wide array of non-life insurance solutions such as health insurance, accident, and property insurance, etc.

The Claim Settlement Ratio is 83% of the company for the year 2018-19.

Snapshot Of Raheja QBE Health Insurance Plans

Plan Name	Plan Type	Min/Max Age	Min/Max SI	Availability	Plan Tenure
Health QuBE	Individual/Family Floater	Adult: 18 years– 65 years Child: 90 days – 17 years	Min SI: 1 Lakh Max SI: 50 Lakh	Online/Offline	Min: 1 year Max: 2 years

Reasons for buying Raheja QBE Health Insurance Plans

No one wants to get ill, but most of the people require medical attention in their lives. Having a health insurance, you are covered against medical expenses incurred during hospitalization/medical procedure. Raheja QBE offers health insurance plans with customized plan variants to suit you/your family’s health care needs.

Main USP’s of Raheja QBE Health Insurance Plans are:

Get health cover of up to 50 Lacs
Multiple plan variants to choose from
Avail additional covers to enhance the policy benefits
Avail cashless hospitalization at network hospitals
Portability benefit is available

Key Benefits of Raheja QBE Health Insurance Plans

In-patient hospitalization expenses, including Hospital Room Rent or boarding expenses, nursing charges, ICU charges, Medical Practitioner’s charges, anaesthesia, blood, oxygen, operation theatre charges, consumables, medicines, drugs, etc. are covered as per limit specified under the policy
Pre hospitalization expenses incurred prior to hospitalization are covered up to 60 days
Post hospitalization expenses incurred after hospitalization are covered up to 90 days
140 listed day care procedures or surgeries are covered
Daily allowance of Rs 500 per day is payable, depending on the plan variant chosen
Organ donor’s expenses towards harvesting the organ are covered, up to the limit specified
Domiciliary hospitalization expenses are covered, as specified under the plan chosen
Tax benefits are applicable towards the premiums paid under section 80D of the IT Act, 1961

Value Added Benefits under Raheja QBE Health Insurance Plans

100% recharge of the sum insured, in case it gets exhausted during a policy year
No Claim Bonus as 5% of the sum insured, subject to a maximum of 50% of the original sum insured is applicable for a no claim policy year
Increase in sum insured by 10% on cashless hospitalization
Ambulance charges incurred are reimbursed
Annual health check-up can be availed by the insured person aged 18 years & above
Non-medical expenses are covered, when opted for cashless in-patient hospitalization
Cost incurred towards pre-acceptance medical test is covered

List of Raheja QBE Health Insurance Plans

1. Raheja QBE Health QuBE Plan

Health QuBE is a comprehensive health insurance policy that provides you a complete health cover for you & your family members. It offers health insurance coverage of up to 50 Lacs that ensures al ... Read more

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