Bajaj Allianz Health Insurance Plans

Company Overview

The Bajaj General Insurance company is a joint venture between two strong entities which are Bajaj Finserv Limited and Allianz SE. Bajaj Finserv holds a lions share of 74% and the remaining 26% is held by Allianz, SE. Bajaj Allianz General Insurance Co. started its operations in the year 2001 to conduct various lines of insurance businesses. The strong and expert partners of the company make the company a robust entity and one of the most profitable insurer in the insurance sector.The Claim Settlement Ratio of the company for the year 2015-16 is 72.30%.

Snapshot Of Bajaj Allianz Health Insurance Plans

Plan Name	Plan Type	Min/Max Age	Min/Max SI	Availability	Plan Tenure
Bajaj Allianz Health Guard	Individual/Family Floater	Adult: 18 years – 65 years Child: 3 months – 25 years	Min SI: 1.5 Lakh Max SI: 50 Lakh	Online/Offline	Min: 1 year Max: 3 years
Bajaj Allianz Extra Care	Individual/Family Floater	Adult: 18 years– 70 years Child: 3 months – 30 years	Min SI: 10Lakh Max SI: 50 Lakh	Online/Offline	Min: 1 year Max:
Bajaj Allianz Health Care Supreme	Individual/Family Floater	Adult: 18 years – No Age limit Child: 3 months – 25 years	Min SI: 5 Lakh Max SI: 50 Lakh	Offline	Min: 1 year Max:
Bajaj Allianz Tax Gain	Individual/Family Floater (self & Spouse only)	Adult: 18 years – 75 years Child:	Min SI: 1 Lakh Max SI: 3 Lakh	Offline	Min: 1 year Max:
Bajaj Allianz Hospital Cash Dailly Allowance	Individual/Family Floater	Adult: 18 years – 75 years Child:	Min SI: 500 Max SI: 2500	Offline	Min: 1 year Max:
Bajaj Allianz Health Ensure	Individual/Family Floater	Adult: 18 years – 65 years Child: 3 months – 25 years	Min SI: 50,000 Max SI: 1 Lakh	Offline	Min: 1 year Max:

Reasons for buying Bajaj Allianz Health Insurance Plans

Bajaj Allianz health insurance product range is designed to suit all your health care needs. In this era of hectic lifestyles, health diseases are bound to surround, either you or your loved ones. Getting a treatment in a hospital considering the medical inflation will make a big hole in your savings. You may opt for the individual or a family floater health policy as per your need and requirement.

Main USP’s of Bajaj Allianz Health Insurance Plans are :

Offers affordable, custom made health insurance products
More than 5700+listsof network hospitals for cashless treatment
No requirement of pre-medical test up to the age of 45
Provides quick assistance to all the health insurance policy holders for all health care related services
Faster Claim Settlement process due to single window assistance
In house robust team to handle claim settlement and customer service
Option to buy online and offline are available

Key Benefits of Bajaj Allianz Health Insurance Plans

The health insurance plans offer in-patient hospitalization treatment which covers medicalexpenses related to room, boarding expenses, nursing expenses, surgeon/anesthetist fees, OT charges, etc.
Pre hospitalization, medical expenses up to 60 days before getting hospitalized related to the same line of illness is covered
Post hospitalization, medical expenses up to 90 days immediately after getting discharged from the hospital are covered
More than 100 Day Care Procedures are covered taken as an inpatient treatment or in a day care centre
Expenses towards organ donor's treatment for harvesting of the donated organ are covered
Reasonable and customary expenses related to Bariatric Surgery are covered
Maternity & New born baby cover is available as per the plan conditions
Income Tax Benefits under section 80of IT Act for the premiums paid

Value Added Benefits under Bajaj Allianz Health Insurance Plans

Inpatient medical Ayurvedic/Homeopathic Hospitalization Expenses are covered
No Claim bonus for claim free years will be limited to 10 years and 100%of Sum insured of your first Health Guard with the company
Offers Family discount and online buying discount to the customers
Free Health check-up after every continuous 4 claim free years at empaneled diagnostic centres
Discounts on Pathologies at select outlets, Radiology at select outlets, on Wellness Test at select outlets, on Pharmacy
Bajaj Allianz Health Card makes you eligible for huge discounts at Hospitals, Diagnostic centers and Pharmacy centers across the country
Offers Family discount and online buying discount to the customers
Sum Insured Restoration facility is available