New India Assurance Health Insurance Plans

Company Overview

Established in the year 1919, New India Assurance Company is a 100% government owned general insurance company in India operating in 28 countries. The company is the market leader in non-life insurance business for over 40 years. New India Assurance has been reaffirmed with ‘AAA/STABLE’ rating by CRISIL, which indicates that the company has the highest degree of financial strength. The company has attained Pan India presence through 2097 offices, 19,000 employees and around 50,000 tied agents providing insurance product/services to the customers.

The Claim Settlement Ratio of the company for the year 2018-19 is 95.39%.

Snapshot Of New India Assurance Health Insurance Plans

Plan Name	Plan Type	Min/Max Age	Min/Max SI	Availability	Plan Tenure
New India Floater Mediclaim Policy	Family Floater	Adult: 18 years– 65 years Child: 3 months – 25 years	Min SI: 2 Lakh Max SI: 8 Lakh	Offline	Min: 1 year Max:
New India Asha Kiran Policy	Family Floater	Adult: 18 years– 65 years Child: 3 months – 25 years	Min SI: 2 Lakh Max SI: 8 Lakh	Offline	Min: 1 year Max:
Mediclaim 2012 Policy	Individual/Family Floater	Adult: 18 years – 65 years Child: 3 months – 25 years	Min SI: 1 Lakh Max SI: 8 Lakh	Offline	Min: 1 year Max:
Mediclaim 2007 Policy	Individual/Family Floater	Adult: 18 years – 65 years Child: 3 months – 25 years	Min SI: 1 Lakh Max SI: 8 Lakh	Offline	Min: 1 year Max:
Family Floater Mediclaim Policy	Family Floater	Adult: Adult: 18 years– 60 years Child:	Min SI: 2 Lakh Max SI: 5 Lakh	Offline	Min: 1 year Max:
Janata Mediclaim Policy	Individual/Family Floater	Adult: 18 years – 60 years Child: 3 months – 18 years	Min SI: 50,000 Max SI: 75,000	Offline	Min: 1 year Max:
New India Top-up Mediclaim Policy	Individual/Family Floater	Adult: 18 years – 65 years Child: 3 months – 25 years	Min SI: 5 Lakh Max SI: 22 Lakh	Offline	Min: 1 year Max:

Reasons for buying New India Assurance Health Insurance Plans

People are becoming susceptible to illnesses or sickness, owing to the reckless lifestyle. It thus becomes quite imperative to buy a health plan that covers all your health care expenses. The New India Assurance Company offers the customized range of health plans.

Main USP’s of New India Assurance Health Insurance Plans are:

Comprehensive health cover for you/your family
No pre-acceptance medical check up to 50 years
Avail critical care benefit
Personal accident cover available for proposer & spouse
Enjoy premium rebates on covering family members
Avail Good Health Discount
Grab Loyalty Discount
Avail Get Well Benefit
Enjoy Lifelong renewability

Key Benefits of New India Assurance Health Insurance Plans

In-patient hospitalization expenses, including room rent, boarding, nursing expenses, ICU charges, operation theater charges, blood, oxygen, medicines, specialist’s fees, etc are covered up to the limit specified
Pre hospitalization expenses are covered up to 30 days before hospitalization
Post hospitalization expenses are covered up to 60 days after hospitalization
Listed day care procedures, which requires hospitalization for less than 24 hours are covered
Organ donor transplant expenses are covered
Daily Hospital Cash is paid
Critical care benefit as 10% of Sum Insured is paid
Treatment taken in Day-Care Centre/General Ward of the Hospital is covered
Tax benefits are applicable towards the premiums paid under section 80D of the IT Act, 1961

Value Added Benefits under New India Assurance Health Insurance Plans

Enhancement of sum insured at renewal of the policy
Ambulance Charges are paid, as mentioned under the policy chosen
AYUSH treatment is covered up to 25% of the sum insured
New born baby cover is available for an illness/injury
No Claim Bonus benefit is payable, as specified under the plan
Cost of medical check up is reimbursed after every 3/4 claim-free policy years and such cost is payable, depends on the terms specified under the policy chosen
Payment of claims within thirty days of the receipt of all the necessary documents