Commenced operations in the year 2013, Liberty General Insurance is a joint venture of Liberty Citystate holdings PTE Ltd (a subsidiary of US based Liberty Mutual Insurance Group), Enam Securities (privately owned principal investment group), & DP Jindal Group (an industrial conglomerate). Liberty General Insurance started its business with an aim of providing customized solutions for private, commercial and industrial insurance.
The Latest Claim Settlement Ratio of the company for the year 2018-19 is 73%.
Policy Renewability |
Lifetime |
Health Cover |
Individual & Family Floater |
Network Hospitals |
5000+ Hospitals |
Claims Ratio |
73% |
Free Health Checkup |
Yes |
Plan Name | Plan Type | Min/Max Age | Min/Max SI | Availability | Plan Tenure |
---|---|---|---|---|---|
Liberty Health Connect Policy | Individual/Family Floater | Adult: 18 years– 65 years Child: 91 days – 25 years | Min SI: 2 LakhMax SI: 15 Lakh | Offline | Min: 1 year Max: 2 years |
Hospi Cash Connect Policy | Individual/Family Floater | Adult: 18 years– 65 years Child: 91 days – 25 years | Min SI: 2 LakhMax SI: 10 Lakh | Offline | Min: 1 year Max: 3 years |
Liberty Health Connect Supra | Individual/Family Floater | Adult: 18 years– 65 years Child: 91 days – 18 years | Min SI: 3 LakhMax SI: 100 Lakh | Online | Min: 1 year Max: 3 years |
Liberty Secure Health Connect Policy | Individual/Family Floater | Adult: 18 years– 65 years Child: 91 days – 25 years | Min SI: 2 LakhMax SI: 15 Lakh | Online | Min: 1 year Max: 3 years |
(Note: The health plan benefits, features, specifications may differ from one to another)
Liberty general insurance comes with the health insurance plans that offer extensive coverage towards medical expenses. You need to pick a right health cover that will help to meet the hospitalization expenses. You can choose a comprehensive cover that will make sure to get access to quality healthcare without worrying about medical expenses.
When looking to get health insurance claim from Liberty general insurance, you can choose either cashless claim or reimbursement claim.
Cashless Claim: The cashless hospitalization can be availed, when you are hospitalized with the listed network hospitals of liberty general insurance. Before buying a health insurance policy, you must check that there are advanced network hospitals located close to your location so you can take medical assistance when you need it.
For planned hospitalization, you need to intimate the insurance company through pre-authorization form 48 hours before the hospitalization. In the event of immediate hospitalization, you should get the approval within 24 hours of hospitalization. On submission of required documents, the insurance company will pay the medical bills directly to the hospital.
Reimbursement Claim: When you are hospitalized with a non-network hospital, Liberty general will reimburse for the medical expenses arising from hospitalization. To get reimbursement of the health expenses, you need to submit the medical bills and other required documents to the insurance company.
The following documents need to be submitted with the liberty health insurance claim form.
With Liberty Health Insurance, you will get coverage to meet the hospitalization expenses up to the cover available under the plan chosen. To choose a health cover, you are required to pay a stipulated premium to the insurance company. Before buying a health plan from Liberty General, you can easily check the premium through health insurance premium calculator. With the help of premium chart, you can also identify the premium amount for a particular health coverage.
Liberty General Insurance Ltd offers the customized set of health plans, considering the healthcare needs of all the buyers. You can choose from individual or family health insurance plans to ensure every member in your family is covered against unforeseen medical exigencies. Liberty general offers several other benefits like restoration of sum insured, free health checkup, daily hospital cash, second medical opinion, etc. depending on the plan chosen. You can also opt for additional covers that will enhance coverage and meet your healthcare needs.
Liberty health insurance offers two different modes of premium payment:
Online Payment: For paying premium via online mode, you have the option to pay through credit card, debit card & net banking.
Cash payment at branch: You need to visit the Liberty Insurance branch and pay the premium amount in cash.
By logging to Liberty Insurance website, you can check the policy status online by entering the required details such as policy number, date of birth, etc.
To renew a health insurance policy, you need to visit the website of Liberty General Insurance. On the insurer’s website, you can calculate the premium amount and go ahead for the payment. The policy gets renewed instantly, as soon as you pay the premium amount.
To settle your health insurance claims, firstly you are required to intimate the insurance company by filling the claims form and provide other relevant documents. After receiving acceptance of claim-related documents from the insurance company, claim will be settled within a time duration as specified by the insurer.
The premium amount you pay for covering you & your family under liberty health insurance plan is considered for tax benefit under section 80D of the Income Tax Act 1961.
Click here to download the Claim Form.
Liberty Health Connect Policy covers medical expenses incurred due to illness or injury requiring in-patient hospitalization. This health plan provides a comprehensive health coverage for you & yo ... Read more
Hospi Cash Connect Policy from Liberty General helps you take care of the increased financial burden or unpaid expenses during hospitalization. This health policy provides daily hospital cash, so get ... Read more
Health Connect Supra offers additional cover to your existing individual or family health insurance. It works as an extension to your existing Health Insurance Policy to provide a larger coverage for ... Read more
Secure Health Connect Policy offers comprehensive coverage to take care of your hospitalization expenses. There is an option to enhance coverage through the cumulative bonus. You can choose from vario ... Read more