Future Generali Health Insurance Plans

Company Overview

Future Generali General Insurance Co. was incorporated in the year 2006, Future Generali India Insurance Company is a joint venture of Future Group and Generali Group. Future Group was established 25 years ago and is a leading retailer in India operates India’s retail chains including, Big Bazaar, eZone, Central and Home Town. The Generali Group was established in 1831 in Italy and it is a leading player in global insurance and financial markets. The company has gained Pan India presence with 132 branches across India. It has sold over 71 Lacs policies across India. The Claim Settlement Ratio of the company for the year 2018-19 is 69%.

Snapshot Of Future Generali Health Insurance Plans

Plan Name	Plan Type	Min/Max Age	Min/Max SI	Availability	Plan Tenure
Future Generali Health total	Individual/Family Floater	Adult: From day 1 to Lifelong Child:	Min SI: 3 Lakh Max SI: 1 Crore	Offline	Min: 1 year Max: 3 year
Future Health Suraksha – Individual Plan	Individual	Adult: 18 years– 70 years Child: 3 months – 25 years	Min SI: 50,000 Max SI: 10 Lakh	Online/Offline	Min: 1 year Max: 3 years
Future Health Suraksha – Family Floater Plan	Family Floater	Adult: 18 years– 70 years Child: 3 months – 25 years	Min SI: 2 Lakh Max SI: 10 Lakh	Online/Offline	Min: 1 year Max: 3 year
Future Hospicash	Individual/Family Floater	Adult: 18 years – 65 years Child: 6 years – 25 years	Min SI: 500 Max SI: 3000	Offline	Min: 1 year Max:
Future Health Surplus	Individual/Family Floater	Adult: 18 years– 65 years Child: 3 months – 25 years	Min SI: 2 Lakh Max SI: 5 Lakh	Offline	Min: 1 year Max:

Reasons for buying Future Generali Health Insurance Plans

We all want to live a healthy life. But due to growing work pressures, lazy lifestyle habits, hereditary conditions, we may fall prey to health ailments or diseases. Considering the growing medical inflation each year, it is imperative to have a health insurance policy to be prepared for such unforeseen events. Future Generali General Insurance Company presents a variety of health insurance plans to secure you and your family against gigantic medical and hospitalization bills.

Main USP’s of Future Generali Health Insurance Plans are:

In-house cashless settlement of claims
Lifelong renewability
No Pre-acceptance medical test up to 45 years of age
4200+ network hospitals for cashless treatment
Customized health insurance products you can choose from
Faster Claim Settlement procedure
Cashless approval in 90 minutes
Flexibility to choose individual/family health plan
Buy plan online and offline
Portability to avail benefits and services

Key Benefits of Future Generali Health Insurance Plans

The health insurance plans provide cover for in-patient hospitalization treatment expenses such as room, boarding expenses, nursing expenses, surgeon/anesthetist fees, specialist fees, operation theater charges, etc.
Pre hospitalization expenses incurred prior getting hospitalized is covered up to 60 days
Post hospitalization expenses incurred after getting discharged from the hospital are covered up to 90 days
130 Day Care Procedures are covered
Enhancement in sum insured by 25% of the remaining sum insured in case of accidental hospitalization.
Patient care expenses and Accompanying person expenses are also covered
Domiciliary hospitalization expenses are covered
Maternity expenses and Pre & Post natal maternity hospitalization are covered
Convalescence benefit is payable for more than 10 days of continuous hospitalization
Premiums paid is eligible for tax benefits under section 80D of IT Act

Value Added Benefits under Future Generali Health Insurance Plans

Free medical health check up after every 4 claim free years
Ambulance charges are reimbursed up to the limit specified
Hospital cash benefit can be availed
No claim cumulative bonus of 10% on the basic sum insured, subject to a maximum of 50% of the sum insured
Emergency medical evacuation expenses are reimbursed.
OPD Expenses are covered
New born baby expenses are covered
Child Vaccination benefits and medical treatment taken outside India
Offers discount on buying policy online and enjoy Family discount as well
No loading on premium for the adverse claims
Policy can be ported as per the Portability Guidelines specified by IRDAI