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Future Generali Health Insurance Plans

Company Overview

Future Generali General Insurance Co. was incorporated in the year 2006, Future Generali India Insurance Company is a joint venture of Future Group and Generali Group. Future Group was established 25 years ago and is a leading retailer in India operates India’s retail chains including, Big Bazaar, eZone, Central and Home Town. The Generali Group was established in 1831 in Italy and it is a leading player in global insurance and financial markets. The company has gained Pan India presence with 132 branches across India. It has sold over 71 Lacs policies across India. The Claim Settlement Ratio of the company for the year 2018-19 is 69%.

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Snapshot Of Future Generali Health Insurance Plans

Plan Name Plan Type Min/Max Age Min/Max SI Availability Plan Tenure
Future Generali Health total Individual/Family Floater Adult: From day 1 to Lifelong
Child:
Min SI: 3 Lakh
Max SI: 1 Crore
Offline Min: 1 year
Max: 3 year
Future Health Suraksha – Individual Plan Individual Adult: 18 years– 70 years
Child: 3 months – 25 years
Min SI: 50,000
Max SI: 10 Lakh
Online/Offline Min: 1 year
Max: 3 years
Future Health Suraksha – Family Floater Plan Family Floater Adult: 18 years– 70 years
Child: 3 months – 25 years
Min SI: 2 Lakh
Max SI: 10 Lakh
Online/Offline Min: 1 year
Max: 3 year
Future Hospicash Individual/Family Floater Adult: 18 years – 65 years
Child: 6 years – 25 years
Min SI: 500
Max SI: 3000
Offline Min: 1 year
Max:
Future Health Surplus Individual/Family Floater Adult: 18 years– 65 years
Child: 3 months – 25 years
Min SI: 2 Lakh
Max SI: 5 Lakh
Offline Min: 1 year
Max:

Reasons for buying Future Generali Health Insurance Plans

We all want to live a healthy life. But due to growing work pressures, lazy lifestyle habits, hereditary conditions, we may fall prey to health ailments or diseases. Considering the growing medical inflation each year, it is imperative to have a health insurance policy to be prepared for such unforeseen events. Future Generali General Insurance Company presents a variety of health insurance plans to secure you and your family against gigantic medical and hospitalization bills.

Main USP’s of Future Generali Health Insurance Plans are:

  • In-house cashless settlement of claims
  • Lifelong renewability
  • No Pre-acceptance medical test up to 45 years of age
  • 4200+ network hospitals for cashless treatment
  • Customized health insurance products you can choose from
  • Faster Claim Settlement procedure
  • Cashless approval in 90 minutes
  • Flexibility to choose individual/family health plan
  • Buy plan online and offline
  • Portability to avail benefits and services

Key Benefits of Future Generali Health Insurance Plans

  • The health insurance plans provide cover for in-patient hospitalization treatment expenses such as room, boarding expenses, nursing expenses, surgeon/anesthetist fees, specialist fees, operation theater charges, etc.
  • Pre hospitalization expenses incurred prior getting hospitalized is covered up to 60 days
  • Post hospitalization expenses incurred after getting discharged from the hospital are covered up to 90 days
  • 130 Day Care Procedures are covered
  • Enhancement in sum insured by 25% of the remaining sum insured in case of accidental hospitalization.
  • Patient care expenses and Accompanying person expenses are also covered
  • Domiciliary hospitalization expenses are covered
  • Maternity expenses and Pre & Post natal maternity hospitalization are covered
  • Convalescence benefit is payable for more than 10 days of continuous hospitalization
  • Premiums paid is eligible for tax benefits under section 80D of IT Act

Value Added Benefits under Future Generali Health Insurance Plans

  • Free medical health check up after every 4 claim free years
  • Ambulance charges are reimbursed up to the limit specified
  • Hospital cash benefit can be availed
  • No claim cumulative bonus of 10% on the basic sum insured, subject to a maximum of 50% of the sum insured
  • Emergency medical evacuation expenses are reimbursed.
  • OPD Expenses are covered
  • New born baby expenses are covered
  • Child Vaccination benefits and medical treatment taken outside India
  • Offers discount on buying policy online and enjoy Family discount as well
  • No loading on premium for the adverse claims
  • Policy can be ported as per the Portability Guidelines specified by IRDAI

List of Future Generali Health Insurance Plans

1. Future Generali Health Total Plan

Health total plan is a comprehensive health insurance plan that offers ample benefits to cater to your and your family’s health care needs. Health requirements may vary from normal health concer ... Read more

2. Future Generali Future Health Suraksha - Individual Plan

Health is the most important asset as it is rightly said “Health is wealth”. In today’s era we don’t get adequate time to take care of our health resulting in a number of healt ... Read more

3. Future Generali Future Health Suraksha - Family Floater Plan

When it comes to the health of your loved ones, you will make no stone unturned to get them treated with the best facilities and under the best medical practitioner’s hands.Future Health Suraksh ... Read more

4. Future Generali Future Hospicash Plan

There are various non medical expenses which will drain your savings apart from the medical expenses.To combat these incidental expenses, Future Generali has introduced a plan Future Hospicash which w ... Read more

5. Future Generali Future Health Surplus Plan

Future Health Surplus is a top up plan which enhances your protection for your basic health insurance at a cost effective price. It is a high deductible top up plan which comes to rescue when your bas ... Read more

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