Liberty Hospi Cash Connect Policy

What is the Plan all About?

Hospi Cash Connect Policy from Liberty General helps you take care of the increased financial burden or unpaid expenses during hospitalization. This health policy provides daily hospital cash, so get your medical treatment without any financial worries.

5 Plan Variants can be opted under this plan:

Hospi Sure Plan
Hospi Sure Optima Plan
Hospi Sure Ultima Plan
Hospi Sure Supreme Plan
Hospi Sure Excel Plan

Key Features

Pays fixed Daily Hospital Cash (DHC)
Multiple plan variants to opt from
Discount on choosing lower DHC limit
Avail wellness program benefits
Assured lifetime renewability
No pre-policy medical check-up

Policy Benefits

Daily Hospital Cash (DHC) is payable for in-patient hospitalization due to any illness/injury. DHC-Accident benefit is payable for in-patient hospitalization due to injury. Double the accident benefit is payable, in case of hospitalization due to injury exceeds 3 days.
Day Care procedure Cash is payable for any one of the 5 listed day care procedures.
ICU benefit is payable as double the DHC limit, in case of in-patient hospitalization due to any illness. This benefit is payable for every completed 24 hours.
ICU benefit is payable as double the DHC/DHC-Accident limit, in case of in-patient hospitalization due to injury. This benefit is payable for every completed 24 hours.
In case of hospitalization arising from illness/injury for more than 15 consecutive days, recovery benefit as a one time lump sum amount is payable as mentioned in the policy. This benefit is applicable for Hospi Sure Optima, Hospi Sure Ultima, Hospi Sure Supreme, & Hospi Sure Excel.
When 2 or more family members are hospitalized exceeding 24 consecutive hours, due to the same accident, convalescence benefit as a one time lump sum amount is paid. This benefit is payable individually to each member hospitalized.
Upon hospitalization and undergoing one of the specified six specified minor surgeries when incurred expenses more than Rs 50,000, special care benefit as a one time lump sum amount is payable as mentioned in the policy. This benefit is applicable for Hospi Sure Ultima, Hospi Sure Supreme & Hospi Sure Excel.
Upon hospitalization and undergoing one of the specified thirteen major surgeries when incurred expenses more than Rs 2 Lacs, special care benefit as a one time lump sum amount is payable as mentioned in the policy. This benefit is applicable for Hospi Sure Supreme & Hospi Sure Excel.
Double the DHC/DHC-Accident limit is payable in case of in-patient hospitalization due to any one of the listed critical illnesses. This benefit is payable for every completed 24 hours.

Value Added Benefits

100% of basic Sum Insured is restored on exhaustion of sum insured. This benefit is applicable for Hospi Sure Excel.
You have the option to choose a policy tenure of 3 years and cover Pre- existing disease from the first Renewal.

Sub Limits

Rs 50,000 threshold is applied for specified minor surgeries and Rs 2 Lacs is applied for thirteen major surgeries.

Waiting Period Clause

Initial Waiting Period: Claims arising during first 30 days of the policy start date, except accidental claims.
Pre existing Disease Waiting Period: Any pre-existing disease until 3 years of continuous policy coverage. All specified pre-existing diseases are covered after completion of such waiting period.

Who can Buy the Plan?

Factor	Minimum	Maximum
Age (as on last birthday)	Adult: 18 Years, Children: 91 Days	Adult: 65 Years, Children: 25 Years
Sum Assured	2 Lacs	10 Lacs
Cover Type	Individual/Family Floater	-
Policy Tenure	1 Year	3 Years
Grace Period	30 Days	-
Free Look Period	15 Days	-
Riders	Wellness Program	-