Shriram General Liability Only Policy

• Cover for third party liability
• Personal accident cover for owner cum driver
• Coverage available at low premiums
• Additional covers to enhance coverage
• 24x7 claims service
• Hassle free cashless claim at network garages

Cover towards Third Party Liability

Insured is covered against third party liability arising out of the use of the vehicle in respect of death or bodily injury to occupants carried in a vehicle other than the insured’s vehicle. It also covers damage to property other than the property belonging to the insured.

Personal Accident Cover for Owner - Driver

In case of bodily injury/death caused to the owner cum driver of the vehicle, the compensation is payable depending on the nature of injury sustained.

For death and Loss of two limbs/sight of two eyes/one limb & sight of one eye is covered up to 100%, Loss of one limb or sight of one eye is covered up to 50% and Permanent total disablement from injuries other than the specified ones is covered up to 100%.

This compensation is payable, when the death/injury caused within six calendar months of accidental external and visible means. This personal accident cover is payable up to an amount as specified under the policy.

Following are the additional cover/add-ons that can be opted upon payment of additional premium.

• Bi-Fuel System: Your CNG/LPG Kit can also be covered with this add-on cover.
• Personal Accident: You can avail this cover for paid drivers, cleaners & conductors as specified under the policy.
• Additional Legal Liability: Legal liability is also available for persons employed in connection with operation and/or maintenance and/or loading and/or unloading.

Following are the conditions that are not covered under this policy:

• Vehicle is used outside the geographical area
• Vehicle being used otherwise than in accordance with the ‘Limitations as to Use’ specified
• Any claim arising out of contractual liability
• Loss /Damage outside India
• Mechanical breakdown
• Consequential loss
• Depreciation, wear and tear
• Intoxicated driving
• Loss/Damage caused due to War/Mutiny/Nuclear risks, etc.