Got family vacation ideas and now looking to go overseas with your family. When travelling abroad with the family, it’s always important to have a back-up plan so you can enjoy a great family vacation. Travelling with family always gives you a priceless experience, although you may have to face hurdles while travelling such as medical contingencies, lost your baggage or other travel related incidents. A family travel insurance is the best way to get a comprehensive cover for the entire family while going abroad. It protects you and your family against such eventualities. Buying a family travel insurance plan ensures a trouble-free holiday experience for your loved ones.
Get QuotesFollowing are the coverage available under a family travel insurance policy:-
Emergency Medical Treatment: A family travel insurance policy covers the cost incurred in any emergency medical treatment of any covered member of the family, while travelling. Insurance companies usually cover the cost incurred towards medical evacuation to a hospital in India. You are advised to ask your insurance company about the coverage available under the medical treatment section.
Dental Treatment: In case of any emergency dental treatment, the cost incurred is usually covered under a family travel insurance plan. You need to ask your insurance company about the coverage available.
Delay/Cancellation of Trip: In case your trip is cancelled or delayed, it covers non-refundable or advanced payments that you have made such as airline tickets booking, hotel room booking, etc. It also covers expenses incurred due to cancellation or delay of trip like cost involved in an emergency hotel accommodation Moreover, it also covers expenses that incur due to curtailment of the trip, subject to valid reason provided.
Accidental Death & Disablement: This insurance policy covers the risk of accidental death and disablement sustained during the family trip. It compensates you or your family in the unfortunate loss of life or disablement in an accident, up to a limit as specified under policy schedule.
Repatriation of Remains: In the event of the demise of the insured during the travel, it covers the cost incurred in transporting mortal remains to the home country.
Repatriation of Remains: In the event of death of the insured during the travel, the cost incurred towards transportation of remains to the area of principle residence is covered.
Personal Accident (Common Carrier): In the event of an accident while travelling on a common carrier during travel, an amount is payable as specified under the policy schedule.
Personal Liability: It pays towards damages to a third party made due to your fault including any damage to property, bodily injury, or death.
Hospitalization Daily Allowance: Some insurance companies offer hospitalization daily allowance, in the event of hospitalization of the insured during the travel. The daily allowance depends on the terms specified under the policy schedule.
Hijack Allowance: In case of hijack of the common carrier in which you are traveling, some insurance companies provide hijack allowance. You need to check about the coverage available with your policy.
Financial Emergency Cash: Some insurance companies offer a lump sum amount in case of loss of travel funds due to the theft, robbery or dacoity.
24/7 Assistance: Most of the insurance companies offering travel insurance plans, also provides the insured with 24x7 assistance to take care of their emergency needs, while travelling.
(The cover available may differ from one plan to another. These coverages are applicable for only the covered family members.)Family Travel Insurance Plans | Eligibility Criteria | Key Benefits | Add-ons |
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Bajaj Allianz Corporate Travel Plan | Self & spouse – up to - 60 years of age, two children- under 21 years, |
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Not Available |
Apollo Munich Family Easy Travel Insurance Plan* | 6 months to 70 years, Children up to 21 years |
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Not Available |
Reliance Overseas Travel Insurance* | 6 months to 60 years |
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Not Available |