Star Health's Initiative Gets Bigger in Chennai

Star Health and Allied Insurance Company Ltd.  has added many more new benefits to its existing cardiac care policy without any additional premium. A press release said, the new features are PTCA (Percutaneous Transluminal Coronary Angioplasty) / CABG (Coronary Artery Bypass Graft) within seven years prior to policy commencement (previously four years), and new benefits are out-patient expenses covered subject to limit of Rs 500/- per event maximum of Rs 1500/- per policy period.

These expenses are reimbursable only when incurred at Star network hospitals / diagnostic centers. Personal accident cover equal to the health sum insured for accidental death.Further the coverage will be granted without any prior medical screening.

CMD V Jagannathan said, "The revised cardiac care policy is a boon to the people who have undergone cardiac surgery.  It is a known fact that cardiac-related claims costs the highest in the health insurance industry and the ones who have missed in taking the cover before being diagnosed with cardiac ailment need not regret as they can now take it even after being diagnosed with cardiac related ailments."

There are two versions under this cover viz., Gold Plan and Silver Plan, and the coverage varies depending upon the versions.  All cardiac ailments can be availed post 90 days from the commencement date of the first policy.