The Rs1 travel insurance started by the Indian Railway Catering and Tourism Corporation (IRCTC) from September 1 has as on Monday seen a total of 89 lakh passengers opting for it. IRCTC chairman AK Manocha told dna that by the end of the month, the figure should be over a crore. This comes to a little over 3,00,000 passengers per day, which is about 30% of all confirmed tickets booked on the IRCTC website. The insurance can only be availed by long-distance passengers booking and obtaining confirmed tickets on the IRCTC website.
The Rs1 scheme has a maximum cover of Rs10 lakh in case of death or permanent total disability, Rs7.5 lakhs for permanent partial disability, upto Rs2 lakh for hospital expenses rising out of a train accident and Rs10000 for the transportation of mortal remains of a person killed in a train accident or an untoward incident as defined by the Railways Act.