Bajaj Allianz Launched a New top-up Health Insurance Plan

Bajaj Allianz General Insurance has launched a top-up health insurance plan Extra Care Plus. The product offers cover for pre-existing diseases and maternity expenses with a waiting period of just 12 months.

There is also a feature of aggregate deductibles in the policy wherein multiple claims during the policy period can be clubbed to cross the deductible amount and trigger the claim payout.

A customer can avail the benefits of Extra Care Plus in case of higher expenses over and above aggregate deductible limits and up to the sum insured in the policy.

The premium for a 10-lakh policy (10 lakh cover, 5 lakh deductible) for individuals in the age group 31-35 years is 1,930 plus taxes, while the premium for those between 36 and 45 years is 2,193 plus taxes, a company statement said.