Young Star Family Gold

What is the Plan all About?

Star Young Star Insurance Policy is one of the health plans that cover all medicinal costs incurred due to hospitalization, including special features such as no cap on room rent, ambulance costs, automatic restoration, mid-term inclusion, etc.

Key Features

No cap on room rent and treatment cost.
It covers medical expenses incurred on Bariatric surgical procedures and their complications.
Air ambulance assistance.
Second medical opinions are covered.
Cost of health check-up for every block of 3 claim-free years.
Automatic restoration of entire Sum insured by 100%.
Star Wellness Program

Key Benefits

Cost of Health Checkup
Automatic Restoration of Sum Insured
Cumulative Bonus
Additional Basic Sum Insured for Road Traffic Accident (RTA)
Delivery Expenses: Expenses for a Delivery including Delivery by Caesarean section (including pre-natal and post-natal expenses) up to Rs.30,000/- per delivery is payable
Hospital Cash Benefit: The Company will pay a Cash Benefit of Rs 1000/-for each completed day of hospitalization subject to a maximum of 7 days per hospitalization and 14 days per policy period

Exclusions

Expenses related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 12 months of continuous coverage after the date of inception of the first policy with insurer
Expenses related to the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered
Obesity/ Weight Control
Change-of-Gender treatments
Cosmetic or plastic Surgery

Coverage Benefits

Room (Single Private A/C room), Boarding and Nursing Expenses as provided by the Hospital.
Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees.
Anesthesia, Blood, Oxygen, Operation Theatre charges, ICU charges,etc
Emergency Road Ambulance charges for emergency transportation to the hospital
Pre hospitalization expenses up to 60 days prior to admission in the hospital
Post hospitalization expenses up to 90 days after discharge from the hospital
All Day Care Procedures are covered.
E-Medical Opinion

Who can Buy the Plan?

Minimum Entry Age	91 Days
Maximum Entry Age	40 Years
Minimum Sum Assured	5 Lac
Maximum Sum Assured	100 Lac
Minimum Term	1
Maximum Term	3

Premium Sample

Eligibility Criteria	Gender Male, City New Delhi, Adult 2 adult 1 Child, Adult Age 25 Child Age 2
	Sum insured
Plan	5lac	10 lac	15 lac	20 lac	50 lac	100 Lac
Gold	Rs 13,027	Rs 16,956	Rs 20,018	Rs 22,650	Rs 30.308	Rs 37,783