Two Wheeler Insurance Policy– Package is designed to provide comprehensive cover against third party liabilities. It also provides loss or damage cover to the two wheeler insured plus personal accident cover for owner cum driver.
Get QuoteLoss or damage to the vehicle insured and/or its accessories is covered against perils such as fire explosion, self ignition or lightning, burglary, housebreaking or theft, riot and strike, earthquake, flood, typhoon & hurricane, accidental external means, malicious act, terrorist activity, in transit by road, rail, inland-waterway, lift, elevator or air, landslide or rockslide.
Insured is covered against third party liability arising out of the use of the vehicle in respect of death or bodily injury to occupants carried in a vehicle other than the insured’s vehicle. It also covers damage to property other than the property belonging to the insured.
In case of bodily injury/death caused to the owner cum driver of the vehicle, the compensation is payable depending on the nature of injury sustained.
For death and Loss of two limbs/sight of two eyes/one limb & sight of one eye is covered up to 100%, Loss of one limb or sight of one eye is covered up to 50% and Permanent total disablement from injuries other than the specified ones is covered up to 100%.
This compensation is payable, when the death/injury caused within six calendar months of accidental external and visible means. A maximum of Rs 1 lakh is payable towards personal accident cover during any one period of insurance.
In case of a claim-free policy year, No Claim Bonus (NCB) upto a maximum of 50% is offered on policy renewal. NCB can be availed under a policy, when it is renewed within 90 days from the date of expiry of the policy. You also have the flexibility to transfer full benefits of no claim bonus when you transfer motor insurance policy from another insurance company.
Following are the additional cover/add-ons that can be opted upon payment of additional premium.
Following are the conditions that are not covered under this policy: