National Insurance Janata Personal Accident Policy

Policy Benefits

• Accidental bodily injury resulting in death is covered up to the limits applicable.
• Accidental bodily injury resulting in loss of sight of both eyes/both hands/both feet/loss of sight of one eye and one hand or foot is covered as applicable under the plan.
• Loss of sight of one eye/one hand/one foot is covered up to the sub limit applicable.
• Permanent total disablement resulting from the accident is covered up to 100% of CSI.

Value Added Benefits

• Avail worldwide coverage for accidents under this policy.
• Longer policy term of 5 years is available.
• Wide range of sum insured options to choose from.

Sub Limits

• Accidental death is payable up to the Capital Sum Insured (CSI) available under the policy.
• Loss of sight of both eyes/two hands/two feet/one hand and one foot is payable up to CSI mentioned under the schedule.
• Loss of sight of one eye/one hand/one foot is capped up to 50% of CSI.
• Permanent total disablement is payable up to CSI opted under this policy.

Waiting Period Clause

No waiting period is applicable under this policy.