ICICI Lombard Personal Protect Plan

Policy Benefits

• Accidental death and permanent total disablement are covered up to the sum insured, as applicable under the plan opted.
• Any claims arising out of terrorism/acts of terrorism are covered under this policy.
• Accidental hospitalization expenses are covered up to the limits specified. This benefit is applicable upon a minimum hospitalization of 24 hours and these expenses should be incurred within 7 days from the date of the accident. It is available as an add-on cover.
• Accidental hospital daily allowance is provided up to the limits specified. This benefit is payable for a maximum of 30 days. It is available as an add-on cover.

Value Added Benefits

• Accidental death and permanent total disablement are covered up to the sum insured, as applicable under the plan opted.

Sub Limits

• In case of accidental hospital daily allowance, 1-day deductible applies for each hospitalization.
• Accidental hospitalization expenses are covered in a range of Rs 10,000 to Rs 1 Lac, depending on the plan opted.
• Accidental hospital daily allowance is payable up to Rs 1,000 per day for option 1 & 2 and Rs 2,000 per day for option 3, 4, 5 & 6.
• 1% to 50% of Sum insured coverage is provided for Permanent Partial disability, depending the conditions specified.

Waiting Period Clause

No waiting period is applicable under this policy.