HDFC ERGO General Dengue Care Plan

What is the Plan all About?

HDFC ERGO General Dengue Care Plan provides unique protection to fight dengue. This health plan offers protection for you & your family, in case of in-patient and out-patient treatment for dengue. This plan covers your family on the individual sum insured basis.

Key Features

Cover treatment expenses for dengue
No sub-limits/ co-payments
Same premium irrespective of age
No pre-policy medical check up
Lifelong renewability

Policy Benefits

In-patient treatment expenses such as room rent, ICU charges, OT charges, medicine supplies, consumables, etc are covered up to the sum insured.
Pre hospitalization expenses incurred before hospitalization are covered for 15 days.
Post hospitalization expenses that are incurred after hospitalization are covered for 15 days.
Shared accommodation benefit is payable, up to the limits specified.
Outpatient treatment is covered up to the limits as specified. It includes outpatient consultations, pharmacy, diagnostic tests, and home nursing.

Value Added Benefits

Sum Insured can be enhanced at the policy renewal.
Wellness Offers for prevention of dengue.
Avail tax benefits u/s 80D as per IT Act, 1961 for premium paid for this plan.

Sub Limits

Room rent is capped up to single private AC room.
No co-pay is applicable under this plan.
Outpatient treatment is payable up to Rs 10,000.

Waiting Period Clause

Initial Waiting Period: A waiting period of 15 days for dengue fever from the commencement date and is not applicable from next policy renewal.

Who can Buy the Plan?

Factor	Minimum	Maximum
Age (as on last birthday)	Adult: 18 Years, Children: 91 Days	Adult: 65 Years, Children: 25 Years
Sum Assured	0.5 Lac	1 Lac
Cover Type	Individual/Family Floater	-
Policy Tenure	1 Year	1 Year
Grace Period	30 Days	-
Free Look Period	15 Days	-
Riders	Nil	-